When applying for a mortgage, your credit history is one of the most important factors which will determine if you are able to obtain a mortgage. There are many different types of credit issues which you could experience such as:
Any of the above could impact your ability to get a mortgage and sometime these can occur without your knowledge. For this reason it is always a good idea to check your credit report before applying for any mortgage or other financial product.
Even if you know that you have not had any credit issues, it is still wise to check your credit file so that you know which commitments show on your report so that you can accurately disclose these to the mortgage lender as part of your application. Undisclosed credit can lead to your mortgage lender reducing your offer or declining your application.
Click the link below to take advantage of our credit report review service via check my file.
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